Bank Indonesia from 2011 will change the method of supervision of banks experiencing liquidity problems threatened to provide a variety of healing before the bank's action came in the intensive supervision status or special supervision.
"Systems supervision of banks will be changed, we will continue to make predictions and do not wait for the bank's ill, so the difficulty will be solved when the normal supervision," said Deputy Governor of Bank Halim Alamsyah in Bandung on Sunday.
He said the new rules for the supervision of banks that will be issued before the end of 2010 and shall come into force around mid-2011. "There will be a transition period of three to six months," he said.
In the new rules, banks NPL (non performing loans / NPL), it is above five percent will be placed in intensive supervision with a maximum period of one year to complete.
"Banks will have an exemption into the longest period of two years if it is a result of the surge in NPLs due to the complex syndicated loan to be resolved," he said.
If within one year, continued Halim, the bank can not resolve its NPL problem, then the bank will be included in special surveillance status with a maximum period of three months.
"And within three months if coupled with violations of GWM and CAR of less than eight percent of the bank can not solve the problem, then his status will be a failed bank and handed over to the Deposit Insurance Corporation (DIC)," he said.
Explained Halim, these strict rules issued to banks continue to maintain the health of his bank by following all the regulations stipulated BI and continue to make an assessment (stress test) on the picture of their own performance.
The new rules, he said, will be issued along with a number of new banking rules in Sebuat new package of banking policies which will be launched before the end of the year.
In a new package of banking policies, in addition to rules on bank supervision will also be set regarding the announcement of the "prime lending rate", the rules and regulations regarding "financial inclusion", the rules of the Banking Credit Bureau, the rules of the Business Plan Bank (RBB), as well as rules on optimizing the role of Regional Development Banks (BPD) and the Rural Bank (RB)
